"Budgeting", believes Lauren Fairbanks, editor of New York-based LifeStyler magazine, "is one of those rare art forms that a lot of people never learn how to master."
To help you along, Lauren lists and explains the five elements of a successful budget plan:
- Step 1: Figuring out your net income
- Step 2: Calculating your total monthly expenses.
- Step 3: Calculating your monthly savings.
- Step 4: Cutting back on monthly expenses
- Step 5: Stick with your budget.
Read Lauren's helpful guidance in full here.
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